Wednesday, January 26, 2011

WARNING: This tax season brings many surprises

This tax season brings many surprises…the first being there are no more rapid refund loans and now the IRS is requiring a license to prepare taxes.  This license does not ensure the taxpayer is protected, states Ceasar B. Malqui, considered the maximum tax expert.  

This year there are no rapid refund loans as there was in the past.  Now you have to wait about 8 to 14 days for your tax refund.  “The banks were the ones who made these rapid loans as the IRS always took 8 to 14 days.  Everything has changed.  The IRS and Government have stopped the biggest banks.  Chase bank left the business.  And HR Block was blocked from offering these loans. 
“You must be very careful because I have seen tax offices advertising they have rapid loans, even the national companies”, Malqui affirms.  “But it is a trap because they are pulling the credit report and you have to have good credit to qualify.  And if you had great credit, you probably would not need the tax loan the next day anyway.  Consumer groups have alleged these rapid loans cost too much and that is one of the reasons the Government has blocked many of the banks from offering them.   
Malqui explains that these tax offices trick you into thinking that your credit does not matter much as you are supposedly getting your tax refund fast…but it is all based on your personal credit now and they are only approving very few.  The “catch” is that if you are denied, you cannot get your tax papers back and must wait the 8 to 14 days when you don’t qualify.  The consumer groups are furious. 
Avoid tax offices that say they have fast 1 day loans because it is a trap as you must have great credit.  In my company, you will get your refund in about 8 to 14 days when the IRS deposits it and you will pay less. 
Malqui continues, “be very careful as many preparers will now tell you they are Registered tax preparers with the IRS.  It may be true as now all tax preparers must register with the IRS.  Malqui asks, “But do you know how hard it is to become a registered tax preparer?  It is so easy anyone can register and become a tax preparer by paying a $65 fee.  You don’t have to pass any exam, any training or have any experience.  You don’t even have to pass a criminal background check.  “It is kind of a joke…it is a way to say there is more control, generate more revenue…but there is not more control because the taxpayer is the only one responsible for any error committed by the tax preparer. 
Malqui continues, “I and my expert team, who have been with me for many years, prepare all the taxes.  There is no “rookie” or “new” preparer.  There is no one who just passed a tax course.”  He tells us that he used to have tax classes.  However, he stopped them because he realized that you can’t teach experience.      
We asked him about his company’s history.  He tells us proudly…so much that you can see it from far away…”my father, Julio Malqui, who came up from poor beginnings…immigrated to this country 40 years ago.  He is a warrior, an entrepreneur and my role model.  He started Malqui Tax 35 years ago given his best to his clients.  I do not forget from where I come from…that’s why I fight for and protect my clients so they pay the least in taxes and receive the maximum refund. 
The decision you make as to who prepares Your taxes…speaks a lot about who you are and what you expect in life…because if you accept that filing Your taxes is the most important financial transaction and “you want to sleep good at night” knowing that “if you get called in”; you have Your friend and advisor… ready to fight…with success having won big matters with the IRS, then why choose anyone else. 
Ceasar continues, “In Malqui Tax, you will find honest, humble, down to earth people.  All we want is to give you the maximum value for your money.  We take your confidence seriously and guarantee every action we take. 
He invites you to call or stop in to visit for a free professional consultation without any obligation.  If you decide to prepare your taxes or not, you will have access to more information, better explanations and you will understand how we prepare your taxes better than anywhere else.  You will feel confident and with family.  He concludes, “I hope and expect to provide my professional services to you and I wish that this year be the best in your life.  God bless. 
You can call them at 1-888-82937-54 or visit them in PATERSON: 291 Park Avenue, in NEWARK: 96 Bloomfield Avenue, or UNION CITY: 2508 Bergenline Avenue.  It will be a pleasure to see you, greet you and advise you on your taxes.  We guarantee you pay the minimum taxes and get the maximum refund.  Your satisfaction is guaranteed.  Plus your tax return is backed by our triple and lifetime guarantee.  We have great prizes, scratch cards and special promotions, gifts and raffles…plus we will give you $35 for each referral. 

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